HP 12C Financial Programmable Calculator Manual do Utilizador descarregar pdf (Página 6)

Example 2: A customer has an existing mortgage with a balance of

$125.010, a remaining term of 200 months, and a $1051.61 monthly

payment. He wishes to obtain a $200,000, 9 1/2% wrap-around with 240

monthly payments of $1681.71 and a balloon payment at the end of the

240th month of $129,963.35. If you, as a lender, accept the proposal, what

is your rate of return?

Keystrokes Display

CLEAR

200000

125010

-74,990.00 Net investment.

1051.61

1681.71

630.10 Net cash flow received by lender.

The above cash flow occurs 200

times.

1,681.71 Next cash flow received by lender.

39.00

Cash flow occurs 39 times.

129963.35

131,645.06

Final cash flow.

11.84

Rate of return to lender.

$125010

$1681.71 $1681.71 $1681.71

$-1051.61 $-1051.61

200mos.

$-200000

$129963.35

240 mos.

1 2 3 4 5 6 7 8 9 10 11 ... 164 165

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