Hp 20B Manual do Utilizador descarregar pdf (Página 35)

Time Value of Money

To reset the menu items to their default values, with any item of the Amortization menu displayed press :x. With TVM

displayed, press I. At the TVM Reset prompt, press I to reset, or O to cancel.

Interest Conversion Menu

Figure 3 The Menu Map for the Interest Conversion Menu

To open the Interest Conversion menu (IConv) press :&.

Table 3-5 Interest Conversion Menu Items

Item Description

Nom.% Nominal interest rate: the stated annual interest rate

compounded as represented by

P/YR

, such as 18%

compounded monthly (

P/YR=12

Eff.% Effective annual interest rate taking compounding into

account.

C/YR Compounding periods per year. Default is

Using the Interest Conversion Menu

Find the effective rate of a 36.5% nominal rate compounded daily. See Table 3-6. See Figure 3 for help with navigating

through the menu.

Table 3-6 Interest Rate Conversion Example

Keys Display Description

Opens the IConv menu, starting with the current value of the

nominal percentage rate.

36.

Inputs

36.5

as the nominal percentage rate.

Scrolls to compounding periods per year,

C/YR

. Default value

1 2 ... 30 31 32 33 34 35 36 37 38 39 40 ... 74 75

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Hp 20B Manual do Utilizador Página 35