Hp 48g Graphing Calculator Manual do Utilizador Página 225

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Step 1: Open the Finance Solver (if necessary) and enter values for
the known T\'M variables.
ii^fSOLATEim (if
necessary) 3UU (ENTER)
13.8 (ENTCR) 7.5250 (ENTER)
0(ENTER)
^»TIME VALUE OF MONEYS*
N: 300 RVR: 13.8
PV: 75,250.
00
PMT: 0.00
P/YR: 12
FV: 0,00
lami
CHDDiE WHEN PHYMENTS JRE HflPE
Step 2: Find the monthly payment for the 25-year mortgage
a®s TIHE VHLUE DF HONEYS
N: 300 ™a3.8
PV: 75,250.00
PMT: maEwmBMi pm: i2
FV: 0.00 End
ENTER PHYMENT flMDUNT JR SOLVE
ijQtimawHiiBiiBHWBMPlsiiiaHiiPig
Step 3: Calculate the balloon payment needed after 4 years of
payments.
(X)(A]48 (ENTER) (T) S
JL.VE TIME MfiLUE DF MONEYS
N: 48 I^YR:13.8
PV: 75,250.00
PMT: 12
ENTER FUTURE VALUE OR jOLVE
________
18
Calculating Amortizations
Amortization calculations, which also use the TVM variables,
determine the amounts applied toward principal and interest in a
payment or series of payments.
To calculate amortization:
1. Change the display mode to the accuracy you want, such as 2 Fix
mode.
2. Start the Finance Solver.
3. Check and set these TVM conditions:
Number of payments per year.
Payments at beginning or end of periods.
Solving Equations 18-19
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